Can My Settlement Charges Change?
Posted by Info @ Homes For Sale Team on Saturday, February 8, 2020 at 11:43 AM
By Info @ Homes For Sale Team / February 8, 2020
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Can My Settlement Charges Change?
Yes, if circumstances change, such as- a natural disaster damages the property or affects closing costs; the title insurer providing the estimate goes out of business during underwriting; or new information on you or the transaction affecting settlement is discovered.
If any of these events change 3rd-party charges beyond the 10 percent tolerance limit creditors may issue a revised Loan Estimate. Note - If a creditor issues a Loan Estimate they are presumed to have collected all 6 pieces of required information. They may not claim a change in circumstances by receiving one of these pieces of information AFTER issuing a Loan Estimate.
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