What Does The Loan Estimate Tell You?
Posted by Info @ Homes For Sale Team on Saturday, February 8, 2020 at 10:59 AM
By Info @ Homes For Sale Team / February 8, 2020
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What Will The TRID Loan Estimate Tell Me?
The Loan Estimate documents the essential facts and terms of an approved real estate loan.
It includes:
1) Loan terms
2) Projected payments and loan costs
3) Cash and costs at closing time
4) Services for which you CAN and CANNOT shop in relation to the loan;
Summary information with which to compare this loan to others and other important details such as:
1) Appraisal
2) Insurance
3) Late payment
4) Refinancing
5) Loan assumption policy
6) Whether this lender intends to service this loan.
The Loan Disclosure is a dynamic form; it will include information that IS related to YOUR loan and may leave out information that is NOT so forms from different lenders or for different loans may not look identical.
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